Are you wondering if you’re eligible for NDIS support and how to get started with the application process? Understanding NDIS funding eligibility is the first step toward receiving the support you need to live a more independent and fulfilling life. The National Disability Insurance Scheme (NDIS) is designed to provide services and support to Australians with permanent and significant disabilities—but not everyone qualifies automatically.
In this blog, we’ll break down exactly who qualifies for NDIS, what the eligibility for NDIS funding looks like, and how to apply step by step.
What Is the NDIS?
The NDIS (National Disability Insurance Scheme) is a government initiative that provides funding to individuals with disabilities. It aims to give people more control and choice in their lives by supporting their personal goals—whether that’s learning new skills, gaining employment, improving mobility, or joining social activities.
The NDIS is not income-tested, and it’s not a welfare system. It’s about providing long-term, individualized support.
Who Qualifies for NDIS Funding?
To qualify for NDIS funding, you must meet certain conditions. Here are the main NDIS funding eligibility criteria:
1. Age Requirements
You must be:
- Under 65 years of age at the time of your application.
2. Residency Status
You must:
- Be an Australian citizen, or
- Hold a Permanent Visa, or
- Hold a Protected Special Category Visa.
3. Disability Requirements
You must have a permanent and significant disability that:
- Affects your ability to do everyday activities.
- Is likely to be lifelong.
- Requires support from the NDIS to help you live your life.
This includes physical, intellectual, sensory, cognitive, or psychosocial disabilities.
Early Intervention Criteria
The NDIS also supports early intervention. If you or your child have a condition that could become worse over time, early intervention may help reduce future needs.
You may be eligible if:
- You have a condition likely to be permanent.
- Early support will reduce your future needs.
- Support will help family and carers to manage the condition better.
Am I Eligible for NDIS Funding?
Still asking, “Am I eligible for NDIS funding?”
Here’s a quick checklist. You are likely eligible if:
- You’re under 65.
- You’re an Australian citizen or have the right residency status.
- You have a disability that affects your daily life.
- You need support to meet your goals and improve independence.
If you’re unsure, you can complete the NDIS Access Checklist available on the official NDIS website. It’s a quick way to understand your possible eligibility before applying.
What Documents Do I Need?
To apply for NDIS, you’ll need to gather documents that show your disability and how it impacts your daily life. These include:
- Medical reports or assessments
- Letters from specialists
- Information from your GP
- Therapy reports (e.g., speech therapy, occupational therapy)
Make sure these documents clearly explain how your condition affects your functional capacity (what you can and cannot do on a daily basis).
How to Apply for NDIS Funding: Step-by-Step
If you think you meet the NDIS funding eligibility requirements, here are the steps to apply:
Step 1: Make an Access Request
You can request access to the NDIS in three ways:
- By phone – Call 1800 800 110.
- By email – Request an Access Request Form.
- Through a Local Area Coordinator (LAC) – They can help guide you through the process.
Step 2: Submit Supporting Documents
Include all necessary reports and assessments. The more detailed your information, the better. Make sure everything shows how your disability is permanent and impacts your life.
Step 3: Wait for a Decision
The NDIS team will review your application. You may receive a call or request for more information. Decisions can take a few weeks, depending on how complex your situation is.
Step 4: Planning Meeting
If approved, you’ll be invited to a planning meeting. Here, you’ll talk about your goals and what types of support you need.
This is where your plan is created. It may include support categories like:
- Daily personal activities
- Transport
- Employment support
- Therapeutic supports
- Assistive technology
A NDIS support coordinator or Local Area Coordinator may help you with this.
Step 5: Receive Your NDIS Plan
After your plan is approved, you’ll receive it by mail or email. It outlines the funding you have and how you can use it.
You can then start working with NDIS service providers to deliver the support in your plan.
Choosing the Right Plan Manager
Once you’re approved for NDIS, you’ll need to decide how your funds are managed. There are three options:
- NDIA-managed – The NDIA pays providers directly.
- Self-managed – You pay and claim the costs yourself.
- Plan-managed – A registered Plan Manager pays your providers and helps track your budget.
A Plan Manager gives you more freedom to choose providers (even if they’re not NDIS-registered) while also handling the paperwork and payment processing for you.
How an NDIS Plan Manager Can Help
- Keeps track of your spending
- Handles invoices and payments
- Ensures providers are paid on time
- Gives you reports on how your budget is being used
- Helps you avoid overspending or underspending
Plan managers allow you to focus on your goals while they handle the admin side of things.
Tips for a Successful NDIS Application
- Use clear, simple language in your application.
- Provide detailed examples of how your disability affects your life.
- Include as much medical and therapy evidence as possible.
- Don’t rush the application—take time to gather everything you need.
- Ask for help from a Local Area Coordinator or support worker.
Need help managing your NDIS plan or applying with confidence? Let us guide you every step of the way — Contact us today!
Final Thoughts
Understanding NDIS funding eligibility is the first step to unlocking support that can improve your everyday life. If you’re living with a permanent and significant disability and meet the age and residency requirements, there’s a good chance you can apply.
Take your time, gather the right documents, and follow the process carefully. Once approved, you’ll gain access to a wide range of supports tailored to your needs and goals.
If you’re looking for guidance after approval, a NDIS service provider like Axial Plan Management can help you manage your plan with confidence. We’ll take care of the budgeting, payments, and paperwork so you can focus on what truly matters—living your best life.
Visit us today to learn how we can help you get started with your NDIS journey!